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Las Vegas, NV (PRWEB) November 30, 2011

Maas Global Solutions Corporation, a leading provider of merchant payment processing systems and infrastructure, is pleased to announce the addition of Packards Games & More to its rapidly growing list of new customers. Packards Games is one of the fastest growing video game retailers in the US, providing sales and service to gamers in the southern states. With 16 stores and more in the planning stages, Packard Games is quickly becoming one of the leaders in this market segment.

Troy Maas, CEO of Maas Global Solutions, states, Were experiencing tremendous growth in our Paymentsite Gateway business for online businesses and brick and mortar stores as well. In addition to this customer, we are converting several hundred new brick and mortar stores that are using Paymentsite over the Internet to process their electronic payments.

Because of Maas Globals deep experience in building and hosting dependable, cutting edge internet-based payment processing infrastructure that includes end to end encryption technology, along with the technical prowess of our POS software developing partners, retail merchants can process electronic payments with confidence and take advantage of a feature rich solution. The Paymentsite platform supports full retail payment processing, including PIN Debit, Level II/III data and tokenization of the payment details. MGS works closely with software developers in a number of vertical markets including POS, Property Management, Education, Gaming and B2B. Developers leverage the Paymentsite API because it offers a cost effective way to provide their customers with a robust, secure, dependable connection to their payment processor. Through Paymentsite, these companies create value for their customers while deriving a new revenue stream for themselves in the form of shared residuals.

MGS delivers a full, on-demand, end-to-end encrypted Internet connection solution all the way to the processor that mitigates PCI DSS concerns at very little expense. Through a fully integrated system like Paymentsite, merchants can manage payments in a secure service environment without worrying over data security risk.

About Packards Games

Packards Games (http://www.packardsgames.com) is a video game retailer offering customer service that develops relationships between customers and employees and goes beyond just selling products. Packard works with each customer to locate and procure the products they want the most. Leveraging an incredible selection of products ranging from the Ataris of the 1980's to the Playstation 3 of 2011, each store caters to all gamers both young and old so that everyone can feel at home!

Using this simple formula, Packards Games has tripled their number of stores over the last two years and continues to grow at an industry leading clip.

About Maas Global Solutions

Maas Global Solutions Corporation (http://www.maasglobalsolutions.com) is a transaction processing technology company that owns and operates Paymentsite, a leading edge Payment Gateway that is PCI Level I, HIPPA and SAS 70 certified. Using the latest security methods to keep customer information safe and secure, MGS developed the Paymentsite Gateway so resellers, agents and merchants could have a state of the art, secure and fully redundant connection from their servers to the major merchant processors.

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Payment of Residential and Commercial Property Taxes in Texas

April 19, 2009

http://www.propertytaxfunding.com/

Property Tax Payment

Taxing units usually mail their tax bills in October. The date of delinquency is normally February 1st.  If you have not received your tax bill by January 1st, you should contact your tax assessor to determine the amount owed. 

Property tax bills often include more than one taxing jurisdiction because some taxing jurisdictions combine their collection operations.  Likewise, certain properties will be subject to multiple taxing jurisdictions collected by different assessors.  Contact the central appraisal district for your respective county to determine the taxing jurisdictions which apply to your property.  Many county central appraisal districts now post their property tax data online. 

If you escrow taxes and insurance, then your mortgage company will pay the property taxes on your home.  You should receive a receipt from the tax assessor indicating payment has been made.  The receipt is important to retain, as many homeowners deduct property taxes for federal income tax purposes.

When Is the Deadline for Payment?

In most cases, the deadline for paying your property taxes is January 31. Taxes that remain unpaid on February 1 are considered delinquent. Penalty and interest charges are added to the original amount.

Taxes are due in one lump sum.  Some tax collection offices provide payment options, such as:

 Payment by credit card, typically with additional fees of 3% to 5%  Deferment or installment plans for taxes on homestead properties for disabled property owners or property owners over 65 years of age  Discounts for early payment  Partial payment of your taxes

 

If you are qualified for the over-65 or disabled homestead exemptions, you may pay your current taxes on your home in four installments. You must pay at least one-fourth of your taxes before the February 1 delinquency date. The remaining payments are due before April 1, June 1 and August 1, without any penalty or interest. If you miss an installment payment, you will face a penalty and also pay interest at 1 percent for each month of delinquency. You must indicate on your first payment that you are paying your home taxes in installments. Installment payments apply to all taxing units on the tax bill.

Homeowners whose residences are damaged in a disaster and are located in a designated disaster area also may pay their taxes in four installments, in the same months as over-65 or disabled homeowners.

What If my Taxes are Delinquent?

The longer you allow your delinquent property taxes to go unpaid, the more expensive and risky it becomes for you.

Penalty and interest charges will be added to your taxes.
Penalty charges and interest charges will be added to your tax balance.  Private attorneys hired by taxing units to collect delinquent accounts can charge an additional penalty to cover their fees.  The following table details the potential penalties, interest, and attorney charges imposed on a delinquent property tax account.

Month Penalties & Interest
February        7%
March            9%
April              11%
May              13%
June             15%
July               32% to 37%*

*Collection Attorney Fees Vary by County, but are typically 15% to 20%.

Accounts not paid in full by June 30th of the year in which they become delinquent are normally referred to the delinquent tax attorneys for collection and incur an additional penalty equal to 15% – 20% of the total taxes, penalties and interest due.  Generally, any payment on the quarterly payment plan that is not paid before the delinquency date of the installment accrues a full penalty of 6% immediately, and begins to accrue interest at the rate of 1% per month until paid.

You will receive delinquent tax notices.
The tax collector will send you at least one notice that your taxes are delinquent. They often send multiple notices and warnings. You may have the option to set up an installment plan.
Some tax collectors will allow you to pay delinquent taxes in installments for up to 36 months. They are not required to offer this option. You may be sued.
The tax collector can take a delinquent taxpayer to court. All court costs will be added to the delinquent tax bill. Your property may be foreclosed upon.  You could lose your property! 
Each taxing unit holds a tax lien on each item of taxable property. A tax lien automatically attaches to property on January 1 each year to secure payment of all taxes. This tax lien gives the courts the power to foreclose on the lien and seize the property. The property then will be auctioned and the proceeds used to pay the taxes.

 

 Are there other options available to pay property taxes?

 Yes, specialized lenders exist who focus solely on property tax lending.  These lenders provide an alternative to the lump sum payment of your property taxes.  A property tax loan will immediately stop the added penalties, interest, attorney fees, and pending lawsuits for the county.  Most lenders offer flexible loan terms with repayment schedules up to 10 years.  Loans are available for almost any type of real estate as long as the borrower is not in bankruptcy, there is no IRS lien on the property, and the property is reasonably maintained. This includes residential, commercial, investment properties, and vacant land. 

 To learn more about property tax loans and the lending programs available visit Property Tax Funding, http://www.propertytaxfunding.com/, or call a loan officer at 877-776-7391.

Jason Keller has extensive experience in real estate valuation and property tax assessment. Mr. Keller is the Director of Property Tax Services within the Private Lending Group at Resolution Finance, LLC.


Article from articlesbase.com

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Your Down Payment Gift Program!


Phoneix, AZ (PRWEB) September 20, 2010

“There is a way to support the recovery of the real estate market and general economy, while at the same time maintain high loan quality – and yet do so without Federal assistance, higher taxes or any additional burden on the national budget” states Mr. Brian P. Rogerson, a leading mortgage banker, from The Lending Company, Inc. (TLC) based in Phoenix, Arizona. Mr. Rogerson announces the multi-state launch of America’s Home Buyer Solution Gift Program. Created and market tested over the last year, this unique program is the most revolutionary loan program seen in years, says Mr. Rogerson.

The Federal Housing Administration (FHA) plays the most important role in the recovery of the housing market. Most first-time home buyers rely on FHA loans to purchase a home. It is estimated that up to 40% of potential buyers say that the down payment is the primary reason keeping them out of the purchase market. That was the obvious need that had to be addressed.

Adhering to the strict underwriting guidelines and policies of FHA, The Lending Company, Inc. has originated over ,000,000 in this special down payment gift program in Arizona over the past year and is now offering this program in 14 additional states where they are currently licensed. The home buyer can purchase a home utilizing FHA financing with the standard 3 ½ percent down payment and TLC in-turn secures a forgivable gift from qualified 501(c)(3) non-profit for up to 2 ½ percent, resulting in the new home buyer needing only 1% down payment. The gift from the non-profit organization(s) is not a loan and the borrower is never required to pay it back. What is even more exciting about this America’s Home Buyer Solution Gift Program is that FHA even allows that remaining 1% down payment from the borrower to be gifted from a family member or employer, making it possible for many potential home buyers to purchase a home with nothing down.

Mr. Rogerson emphasizes that these loans are fully FHA insured and the quality of these loans have proven excellent and in fact have performed well above the national average for other FHA loan programs. The down payment remains the minimum 3 ½% that FHA underwriting requires. FHA allows for a gift for 100% of the down payment and closing costs and yet, few borrowers have the family resources for a gift that large. Now, they can obtain the gift from the non-profit and still get a smaller gift from family if they need.

“There are many concerns with current lending challenges, including limited liquidity, appraisal concerns, and the tightening of approval guidelines. The pendulum had swung way to far to one side with all the no-qualification loan products a few years back. In reaction to the fallout of those loans, the same pendulum appears to have swung way too far to the opposite side, making the qualification for borrowers too restrictive. HUD and the secondary markets will hopefully make continued adjustments to help home buyers and in so have that pendulum settle somewhere in the middle. It is there that we will see a sustained recovery resulting in stable housing values,” says Brian. He and The Lending Company have taken steps to find a way to bridge the gap and make the dream of home-ownership a reality for many families that would have otherwise given up.

Brian Rogerson and The Lending Company, Inc. are a provider of some of the lowest mortgage rates; are an industry-leading direct mortgage lender/banker funding 5 million in mortgage loans in 2009 and is currently licensed in 15 states and still growing. TLC offers a variety of products and programs including fixed-rate loans, adjustable rate mortgage loans (ARMs), jumbo loans, FHA and VA mortgages and more. For more information about Brian Rogerson and The Lending Company, visit our site tlcapproved.com or call 480-621-4337 and speak with Brian personally.

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Midtown Village misses payment, again
OREM — Orem city has initiated foreclosure proceedings on the owners of Midtown Village for failure to make their June payment. Midtown has until Dec. 1 to come up with the approximately $ 296,000.
Read more on Provo Daily Herald

CMHC Releases Comprehensive Report on Housing in Canada
OTTAWA, ONTARIO–(Marketwire – 09/30/10) – The value of housing activity related to new home construction, as well as the rental, sale and renovation of existing homes in Canada reached $ 307 billion 2009, or more than one-fifth of Canada's total gross domestic product, reports the 2010 Canadian Housing Observer. This flagship publication now in its eighth year was released today by Canada …
Read more on Marketwire via Yahoo! Finance

Discussion to continue on mixed-use development downtown
DeKALB – The DeKalb City Council took steps forward Wednesday night on a mixed-use development proposal for the downtown area during a joint city council and Economic Development Committee meeting.
Read more on Daily Chronicle

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IRVINE, California (Vocus) February 16, 2010

United Law Group continues to service existing clients by litigating on their behalf. Today the firm announced that Mr. and Mrs. Matt Williams of Citrus Heights, CA were offered a trial loan modification.

"The trial offer from the bank came after we notified the lender of our intent to file suit in the Placer County Superior Court,” said United Law Group Managing Director Robert Buscho.

This modification, which came nine months after the initial request for legal help, cut 0 off their monthly mortgage payment. Now the family can remain in their home and continue to offer emergency foster care to children ranging in age from birth to 15 years old.

Though the Williams’ home appraised for over 5,000 at the time of purchase, the family’s 2,000 square foot home is now valued at around 0,000.

“I went through the loan modification process on my own through Washington Mutual,” said Matt Williams. “The process was difficult and the results had a minimal impact on my payment. Having legal representation from United Law Group made a significant difference. I’m looking at a remarkably better outcome thanks to United Law Group's litigation efforts.”

Unable to work outside the home, Mr. Williams is on disability for a legally broken neck and herniated disks in his cervical spine. His wife, a dental hygienist, was laid off in January 2009. This placed a tremendous financial burden on their family.

“We were afraid of what this could mean to our family,” said Mr. Williams. “We have two young children of our own and do our part to help kids in our community by taking in foster children when the need arises. We didn’t want to lose our home.”

Struggling to meet their financial obligations, the couple asked United Law Group for legal help with their lender JP Morgan Chase in April of 2009. The firm worked diligently, pursuing all legal channels. In July of 2009 Mrs. Williams got a job as the manager of a dental office, which helped their financial situation.

“Ten months later, following the threat of a lawsuit, the bank extended the offer of a trial modification to the family,” said Buscho. “We are cautiously optimistic with Chase’s offer of a trial modification. But our efforts will not end until this homeowner and others like them secure permanent relief."

United Law Group was one of the first law firms to advocate on behalf of families victimized by banks during this financial crisis.

"We've seen the pain that these people are in and are committed to helping people to find real, permanent solutions to their financial difficulties," said Buscho. "We stand by our clients, both old and new, whether that means litigating on behalf of individuals or filing class action lawsuits against lenders and servicers who violate the laws put in place to protect the citizens of this country."

United Law Group supports President Barack Obama's efforts to encourage banks to do the right thing. Recently President Obama and the government took the banks to task for their lack of performance. An article titled, Obama Sends SWAT Teams Into Mortgage Servicing Offices that ran on December 1, 2009, stated that, “The White House threatened to punish mortgage lenders with fines if they don’t speed up giving troubled homeowners a permanent break on their monthly payments.”

The article continued stating that nearly 375,000 borrowers had received a trial modification and were eligible for a permanent loan modification as of the end of December 2009. However only 1,711 permanent mortgage modifications had been offered nationwide.

"We've seen a wave of trial offers with no follow through,” said Buscho. "According to the statistics, a mere 0.4% of the trial offers became permanent. In many cases the banks are getting three months of payments from homeowners, then offering permanent terms that are nothing like the trial offer. We’re monitoring the situation carefully to see if the banks perform and disclose correctly. If the trial offers are nothing more than a bait and switch tactic designed to get an additional three month's payments from people that are already hurting, United Law Group will step up to help the people."

United Law Group also represents consumers in cases involving debt settlement, IRS settlement, auto loan payment relief, breaches of contract and violations of state and federal laws. They have several class action lawsuits pending against major lenders.

About United Law Group

United Law Group is a national law firm with offices in California, New York and Florida. The firm represents consumers in complex litigation concerning abusive banking practices, breaches of contract and violations of state and federal laws. United Law Group also litigates cases involving bankruptcy, IRS settlements and debt settlements in state and federal courts across the nation. Employing a team of top-notch attorneys, United Law Group leverages leading-edge technology to manage cases, support investigative efforts and ensure accurate, frequent communication with its clients. The firm is forming class action lawsuits in cases where order to provide the best legal counsel to individuals who might not be able to resolve their issues without representation.

For further information on United Law Group, visit: www.UnitedLawGroup.com or call United Law Group at (800) 680-5717.

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IRVINE, California (Vocus) February 16, 2010

United Law Group continues to service existing clients by litigating on their behalf. Today the firm announced that Mr. and Mrs. Matt Williams of Citrus Heights, CA were offered a trial loan modification.

"The trial offer from the bank came after we notified the lender of our intent to file suit in the Placer County Superior Court,” said United Law Group Managing Director Robert Buscho.

This modification, which came nine months after the initial request for legal help, cut 0 off their monthly mortgage payment. Now the family can remain in their home and continue to offer emergency foster care to children ranging in age from birth to 15 years old.

Though the Williams’ home appraised for over 5,000 at the time of purchase, the family’s 2,000 square foot home is now valued at around 0,000.

“I went through the loan modification process on my own through Washington Mutual,” said Matt Williams. “The process was difficult and the results had a minimal impact on my payment. Having legal representation from United Law Group made a significant difference. I’m looking at a remarkably better outcome thanks to United Law Group's litigation efforts.”

Unable to work outside the home, Mr. Williams is on disability for a legally broken neck and herniated disks in his cervical spine. His wife, a dental hygienist, was laid off in January 2009. This placed a tremendous financial burden on their family.

“We were afraid of what this could mean to our family,” said Mr. Williams. “We have two young children of our own and do our part to help kids in our community by taking in foster children when the need arises. We didn’t want to lose our home.”

Struggling to meet their financial obligations, the couple asked United Law Group for legal help with their lender JP Morgan Chase in April of 2009. The firm worked diligently, pursuing all legal channels. In July of 2009 Mrs. Williams got a job as the manager of a dental office, which helped their financial situation.

“Ten months later, following the threat of a lawsuit, the bank extended the offer of a trial modification to the family,” said Buscho. “We are cautiously optimistic with Chase’s offer of a trial modification. But our efforts will not end until this homeowner and others like them secure permanent relief."

United Law Group was one of the first law firms to advocate on behalf of families victimized by banks during this financial crisis.

"We've seen the pain that these people are in and are committed to helping people to find real, permanent solutions to their financial difficulties," said Buscho. "We stand by our clients, both old and new, whether that means litigating on behalf of individuals or filing class action lawsuits against lenders and servicers who violate the laws put in place to protect the citizens of this country."

United Law Group supports President Barack Obama's efforts to encourage banks to do the right thing. Recently President Obama and the government took the banks to task for their lack of performance. An article titled, Obama Sends SWAT Teams Into Mortgage Servicing Offices that ran on December 1, 2009, stated that, “The White House threatened to punish mortgage lenders with fines if they don’t speed up giving troubled homeowners a permanent break on their monthly payments.”

The article continued stating that nearly 375,000 borrowers had received a trial modification and were eligible for a permanent loan modification as of the end of December 2009. However only 1,711 permanent mortgage modifications had been offered nationwide.

"We've seen a wave of trial offers with no follow through,” said Buscho. "According to the statistics, a mere 0.4% of the trial offers became permanent. In many cases the banks are getting three months of payments from homeowners, then offering permanent terms that are nothing like the trial offer. We’re monitoring the situation carefully to see if the banks perform and disclose correctly. If the trial offers are nothing more than a bait and switch tactic designed to get an additional three month's payments from people that are already hurting, United Law Group will step up to help the people."

United Law Group also represents consumers in cases involving debt settlement, IRS settlement, auto loan payment relief, breaches of contract and violations of state and federal laws. They have several class action lawsuits pending against major lenders.

About United Law Group

United Law Group is a national law firm with offices in California, New York and Florida. The firm represents consumers in complex litigation concerning abusive banking practices, breaches of contract and violations of state and federal laws. United Law Group also litigates cases involving bankruptcy, IRS settlements and debt settlements in state and federal courts across the nation. Employing a team of top-notch attorneys, United Law Group leverages leading-edge technology to manage cases, support investigative efforts and ensure accurate, frequent communication with its clients. The firm is forming class action lawsuits in cases where order to provide the best legal counsel to individuals who might not be able to resolve their issues without representation.

For further information on United Law Group, visit: www.UnitedLawGroup.com or call United Law Group at (800) 680-5717.

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Irvine, CA (PRWEB) June 10, 2006

Home loan with no proof of income will carry higher interest rate, because documentation of income is one of the most important qualifying factors when taking out a home loan. New hotline is designed to help homeowners with no income documentation to qualify for a home loan with lower rate and payment.

Homeowners with adjustable rate mortgages are facing payment shocks as rates on their mortgages are due to adjust. Borrowers that have no income documentation are especially at risk of not being able to refinance their adjustable rate mortgages. Express Capital Funding Group now offers no cost initial consultations to borrowers that face their monthly mortgage payments going up due to higher interest rates. There are several reduced payment mortgage programs available to borrowers with no income documentation. Some of the programs include 40-year fixed, 50-year fixed, Interest Only, and 10-year fixed rate loans.

Express Capital Funding Group is based out of Irvine, California. The company offers a variety of fixed rate mortgage loan programs designed to reduce monthly payments. For more information, please visit www.expfunds.com, or call 877-850-5270.

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Some recent homes loans auctions on eBay:

1963 Woman Makes Home Savings & Loan Girl Dollhouse Ad
US $12.99
End Date: Friday Feb-24-2012 19:39:03 PST
Buy It Now for only: US $12.99
Buy it now | Add to watch list

HOME IMPROVEMENT / REMODELING LOANS - LOW RATES, APPLY EASILY RIGHT NOW
US $0.01 (0 Bid)
End Date: Friday Feb-24-2012 20:18:22 PST
Bid now | Add to watch list

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I'm doing a career planning unit in school and I have to know approximately how much a luxury home/estate payment would be monthly. Any idea?

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