24.08.2010 – DJ DGAP-Adhoc: Chocoladefabriken Lindt & Sprüngli AG: SEMI-ANNUAL REPORT
Dissemination of a Adhoc News, transmitted by DGAP – a company of EquityStory AG. The issuer is solely responsible for the content of this announcement.
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Niles less affected by foreclosure filings
Though the number of foreclosures in Niles increased by 11 percent from the first half of 2009 to the first half of 2010, the community has been affected far less by foreclosures than many of its neighbors.
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Filed under News by on Aug 24th, 2010. Comment. 
Cashing in on Pre-foreclosures and Short Sales: A Real Estate Investor's Guide to Making a Fortune Even in a Down Market
Cashing in on Pre-foreclosures and Short Sales shows investors exactly how to take advantage of what many are calling the best upcoming investment real estate market we have experienced in decades! Chip distinguishes the difference between good deals and bad deals, reveals just how easy it is to find, evaluate, and obtain foreclosure properties, tells how to negotiate a profitable transaction, and unveils the power of using short sales and other strategies to create a win-win situation for the i
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Flipping Houses For Dummies
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"This book is designed for realty investors who want to profit from buying below market, making cosmetic improvements to add value, and then quickly reselling. But real estate agents and home buyers should also study it because of the valuable insights offered by a longtime, very successful real estate broker. On my scale of one to 10, this superb book rates an off-the-chart 12."
—Robert Bruss You've probably seen TV shows like Flip This House and Flip That House, in which Real e
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Real Estate Presentations That Make Millions
- ISBN13: 9780814474013
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Anyone who wants to make millions as a real estate professional is going to have to get up to speed fast on his or her presentation skills. This money-making guide gives real estate professionals the tools and advice they need to create and deliver the kind of powerful presentations that win important listings and show off property to greatest effect. For agents and brokers who want to increase their business and earnings even in a heartlessly competitive market, Real Estate Prese
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Filed under News by on Aug 23rd, 2010. 14 Comments.
Change and empty churches
As Marjorie Charlton walks slowly into the big beautiful old church, where she has worshipped God and prayed for her family's wellbeing for nearly 80 years, she remarks how different Knox United looks since she started attending as a young girl.[...]
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CL & P warns college students about potential electrical hazards
Associated Press BERLIN — Connecticut Light & Power is warning college students about potential electricity hazards as they return to their dorms, rented homes, fraternities and sororities.
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Housing Slide in U.S. May Drag Economy Into Recession as Foreclosures Rise
Housing led the U.S. out of seven of the last eight recessions. This time, it may kill the recovery.
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Filed under News by on Aug 23rd, 2010. Comment.
Federal Home Loan Bank Board Building
Image by NCinDC
Federal Home Loan Bank Board Building at 320 First Street, NW in Washington, D.C. The building is listed on the National Register of Historic Places.
Hello, hello, hello, and hello.
Foreclosures Grind On
The Obama administration will need to do more in order to help Americans hold on to their homes.
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Where are housing prices, sales headed?
Poll: A look at economic issues affecting San Diegans.
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Homes sales decline in July
SPRINGFIELD – The Pioneer Valley housing market slowed considerably in July in the face of persistently high unemployment and in the absence of a federal tax break.
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Filed under News by on Aug 23rd, 2010. Comment.
Foreclosures: Housing Crisis In America
Foreclosures are at an all-time high in America. Experts predict nearly 1.4 million homeowners will face foreclosure in 2008 and residents of Florida, California and Texas will take the hardest hit.
In 2007, Arizona foreclosures rose nearly 40-percent and Colorado reported one of every 345 households either filed foreclosure or were on the brink of filing. Currently, the only states immune from escalating foreclosure rates are Vermont, Maine and the District of Columbia. However, experts predict these states will experience an explosion of filings when adjustable-rate mortgages begin escalating later this year.
How did the housing crisis in America occur and why was it allowed to happen? Americans have always strived to reach the American Dream of homeownership. When zero-down, interest-optional balloon payment loans were offered, people were attracted to them like flies to honey. Millions of unsuspecting people were suckered into sub-prime loans and invested in houses way beyond their means.
As adjustable rates increased, mortgage payments doubled or even tripled. Individuals struggling to make their ,000 note payment were now looking at ,000 to ,000 monthly payments. The sad reality is they simply did not possess the financial means to pay their note. When the bubble burst, their dream quickly became a nightmare.
Foreclosures not only have a devastating effect on the homeowner, but the lending institutions and local community as well. Individuals who reside in communities with high foreclosure rates are forced to pay higher property taxes, local taxes and increased fees for utilities.
Additionally, the potential for crime increases. Vacant homes are a magnet for unscrupulous characters. Vandals destroy property, oftentimes breaking windows and doors or leaving graffiti on both interior and exterior walls. Criminals engage in illegal activities including the sale of illegal drugs or weapons.
Real estate experts claim each individual foreclosure costs lending institutions approximately ,000, while preventing foreclosure costs less than 00. If this is true, why are foreclosures skyrocketing?
The primary factor stems from the fact that many people facing foreclosure become paralyzed with fear. They avoid contacting their lender and instead wait for the sheriff to arrive with their eviction notice.
There are steps homeowners can take to stop the foreclosure process. First and foremost, individuals in financial distress should contact their lender. Foreclosures are usually handled by the lender's Loss Mitigation Department. Additionally, the U.S. Department of Housing and Urban Development (HUD) offers free credit counseling through approved agencies and can assist homeowners negotiate with their lender.
Analysts claim America's housing crisis will eventually make a turn for the better. However, they predict it will take three to five years to recover from the onslaught of foreclosures.
On the bright side, there has never been a better time for real estate investors. With an abundance of distressed properties being offered for pennies on the dollar, now is the time to buy. However, not every foreclosure property is a great deal and due diligence must be conducted before riding the foreclosure wave.
One of the best ways to invest in foreclosures is to seek out private real estate investors who purchase bank portfolios of real estate owned property. Investors are able to purchase properties in bulk and pass their savings along to interested parties. It's not uncommon to purchase bank foreclosures from private investors with instant equity of 20-percent or more.
Although the real estate market currently looks bleak, there is hope on the horizon. If you are currently facing foreclosure take the first step and contact your lender immediately. If they are unable or unwilling to work with you, contact HUD. While the foreclosure process can be overwhelming, it can be overcome with persistence and patience.
Providing solutions to individuals facing foreclosures and other hardships, investors seeking solid investment opportunities and banks and financial institutions who want to sell their portfolios, Simon Volkov is a one-stop shop for real estate and investment opportunities. Learn more by visiting www.SimonVolkov.com.
Related Property Crisis Articles
Filed under News by on Aug 22nd, 2010. Comment.
Foreclosures surge in suburbs
While foreclosure rates in Gresham are up 6 percent, compared to data from last year, the number of distressed homeowners in other suburbs of Portland is spiking even faster. Foreclosure actions filed against homeowners in upscale Lake Oswego mushroomed 20 percent the first six months of this …
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Tesla to buy Nummi plant equipment in Fremont
MANUFACTURING Tesla to buy Nummi equipment and parts, too Electric carmaker Tesla Motors, which announced plans in May to buy the former New United Motor Manufacturing Inc. plant in Fremont, said Thursday that it will buy some of the plant's equipment as… Tesla Motors – Automotive industry – Nummi – Business – Technology
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Mortgage Fraud Thrives In Good And Bad Times
Scams on the rise even as communities, law enforcement ramp up efforts.
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Have You Or Your Agent Been Unable To Sell Your House In This Poor Housing Market?
You've heard the news on Fox, CNN, MSNBC and in the local news papers about the current state of the economy, the credit crisis and the declining housing market. The President is preaching gloom and doom an asking us all to pay higher taxes to cover his spending spree. Foreclosures are at an all time high with more to come. Unemployment is the highest it has been in decades and is only likely to increase. Housing prices are at all time lows with no bottom in sight. Even the banks are going bankrupt as are many Americans.
Because of the credit crisis, many people can't get a loan to buy a house right now, despite the low housing prices. Many sellers can't sell because they owe more than their house is worth. Many of these sellers can't even rent their house for enough to cover their mortgage payments. Even if they could, many tenants often destroy the house making it even more difficult and costly to sell. If they list their house with a real estate agent, their house will likely sit on the market for many months or years waiting and waiting to sell. Even if it does finally sell at a reduced price, the owner has to pay 6-7% commission plus the bulk of the closing costs. This often results in the seller writing a big, fat check at closing to sell their home.
So what are your alternatives if you need to sell your house fast in this depressed economy and housing market?
You can try to sell your house For Sale by Owner.
If you don't know how to find buyers, screen out the ones with no cash or credit, help get them qualified for a new loan and handle all the purchase and sale paperwork, selling your house For Sale by Owner (FSBO) can be a verifiable nightmare.
You can list your house for sale with a real estate agent.
If you don't choose the right real estate agent (you need a top producer with a proven track record of selling houses in this market) , your house could sit on the market indefinitely, month after month, year after year, with no marketing, no showings, no open houses and no buyers. All the while, the value of your home continues to drop like a brick due to all the other houses and foreclosures on the market.
You can sell your house to a local, professional home buyer.
Professional local home buyers, also known as "real estate investors", buy and sell real estate for investment purposes. Depending on your house and your flexibility on price or terms, a professional home buying company may be able to buy your house in the next 7 days or less. Real estate investors can pay you all cash; pay some cash now and some cash later; take over your mortgage payments; reinstate your loan and take it over; pay off your short sale; or find some other creative way to buy your home and satisfy your lender. If you choose to sell to a real estate investor, be sure to check them out and make sure you are dealing with a reliable and trustworthy professional.
WeBuyHouses.net is a nationwide group of professional real estate investors that buy houses all over the USA in any area, condition or price range. If you have an unwanted house you need to sell quick, call 888-765-3461 toll free or visit www.WeBuyHouses.net and complete their online Seller Questionnaire for a FREE, no obligation consultation. If your house qualifies and you are flexible on price or terms, a local professional home buyer will schedule an appointment with you, come out and inspect your home and make you one or more offers to purchase your home during their visit. If you accept their offer, your house could be sold in as little as 7 days or by the date of your choosing. Either way, you'll have the peace of mind you've been looking for knowing that your house is finally sold!
So why wait another day to sell your home when you can sell your house in 7 days or less? Your wait is over… just call 888-765-3461 toll free or visit www.WeBuyHouses.net to sell your house faster than you ever thought possible. You have everything to gain and nothing to lose. Sell your house fast!
We are a nationwide group of professional home buying companies that buy houses all over the USA and can often do so in 7 days or less. For more information on how we can buy your house fast, please visit our website at WeBuyHouses.net or call 888-765-3461 toll free.
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Filed under News by on Aug 21st, 2010. Comment.
Shinseki Says VA’s Home Loan Program Continues to Stay Strong
WASHINGTON–(BUSINESS WIRE)–Mortgage loans guaranteed by the Department of Veterans Affairs (VA) continue to have the lowest rate for serious delinquency and foreclosures in the industry. “The continued high performance of VA loans is due to the dedication of VA’s loan professionals, the support of our partners in the mortgage industry and most notably, the responsibility of our Veterans and …
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Developers insist stalled Highland Row project near University of Memphis is alive
Poag & McEwen says financing is expected in time to allow work to begin late this year or early next year.
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Shinseki Says VA's Home Loan Program Continues to Stay Strong
WASHINGTON—-Mortgage loans guaranteed by the Department of Veterans Affairs continue to have the lowest rate for serious delinquency and foreclosures in the industry.
Read more on Business Wire via Yahoo! Finance
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Mortgage Wars: How You Can Fight Fraud and Reverse Foreclosure
- ISBN13: 9780615263960
- Condition: New
- Notes: BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed
A quiet title action can help you save your
home!
Judges across America are dismissing
foreclosures because the lenders who have sold
mortgages have no legal standing to foreclose.
If you have an adjustable-rate mortgage, you
can fight mortgage fraud and foreclosure with
a quiet title action and win.
When victimized homeowners, reeling from
payment shock, were forced into foreclosure,
many refused to leave. They took to the courts
and have won damages and had the
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Open Mortgage Neon Sign
Design combined with OPEN, convenient for new business owner.
Real Glass Tube Neon Signs. (For indoor use only) Made by experienced neon glass benders 100% hand crafted, real glass tube neon sign. This high quality traditional neon sign is bright attract customer eye right perfect for your business or personal use, displayed in your windows or hanging your walls, no other signage can draw attention like real neon.
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Charting new terrain: how foreclosures & the mortgage crisis are transforming the rental market.: An article from: Journal of Property Management
This digital document is an article from Journal of Property Management, published by Institute of Real Estate Management on January 1, 2009. The length of the article is 2204 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
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Title: Charting new terrain: how foreclosures & the mortgage crisis are transforming the rental market
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