Carmel, IN (PRWEB) December 27, 2011
Pocket neighborhoods are gaining popularity in housing markets across the country to meet the growing trend of right-sizing, according to a recent article in the Wall Street Journal. New home communities such as Inglenook in Carmel, IN, are meeting this demand with floor plans that concentrate on the areas of the home where the family spends the most amount of time.
Right-sizing is not about learning to live in a smaller house. Its improving ones quality of life through efficiency, design, and a sense of space. Right-sizing doesnt compromise lifestyle, it elevates it, says Ross Chapin, award-winning architect and author of the best selling book, Pocket Neighborhoods.
Pocket neighborhoods of cottage style homes are attracting buyers who are also looking for an improved quality of life beyond their house. The eco-friendly design of pocket neighborhoods is meeting the growing buyer demand for energy efficiency and responsible land use.
What differentiates pocket neighborhoods is that the philosophy of efficient, comfortable, and livable design spills out from the home and into the entire neighborhood. Every part of the outdoor space is meant to be livable and promote a sense of shared community, says Casey Land of Land Development and Building, the company that is developing Inglenook. Inglenook is the only pocket neighborhood offering new construction, cottage style homes designed by Ross Chapin in the entire Midwest.
We see a clear future for expanding this type of development into other markets as the demand for right-sizing continues. We are finding that it is not just about buyers who want a smaller home. Pocket neighborhoods fulfill the needs of buyers who are reshaping the quality of their entire life and rethinking priorities, says Land.
For more information about pricing and current availability at Inglenook in Carmel, IN, contact Sam Hawkins of F.C. Tucker at (317) 580-7854 or email sam(at)talktotucker(dot)com. View photos and floor plans at http://www.inglenookcarmel.com.
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Filed under News by on Jan 2nd, 2012. Comment. 
American Mortgage : Everything U Need to Know About Purchasing and Refinancing a Home
The Expert Guide to Finding the Right Mortgage at the Right Price Whether you're buying your first home, a new home, or refinancing, it's crucial to get the right mortgage at terms you can afford over the long run. Backed by decades of real estate experience, American Mortgage lays out all the issues you need to know–your rights, the questions you need to ask, what to expect, and how to apply. Drawn from years of experience helping thousands of clients, American Mortgage delivers everything you
List Price: $ 24.95
Price: $ 24.95
Filed under News by on Jan 5th, 2012. Comment.
Wilmington, NC (PRWEB) November 25, 2011
BurlingtonMortgage.biz reports that mortgage rates have been largely unchanged throughout the month of November with home loan pricing hovering just above the record low levels reached in early October. Mortgage lenders are responding to increased demand for US Treasury Bonds with extremely competitive mortgage pricing. On November 17th, 2011 30 year mortgage rates as low as 3.625% (Points: 1, Fees: $ 1995, APR: 3.789%, Lender: AimLoan.com) were posted on BurlingtonMortgage.biz. Advertised 15 year mortgage rates went as low as 2.875% (Points: 1.727, Fees: $ 1995, APR: 3.273%, Lender: Amerisave Mortgage Corporation.)
Sustained low mortgage pricing was also reported by Freddie Mac, a government sponsored enterprise that purchases residential mortgage loans in the secondary market, in its weekly Primary Mortgage Market Survey(R). In the report published Thursday, November 17th 30 year fixed rate pricing was shown to average 4.00% during the previous week (0.7 points), up just 0.01% from the report one week earlier. The average 15 year fixed mortgage rates also rose 0.01% to 3.31% (0.7 points.)
The average 5/1 ARM pricing also changed by just 0.01%, but fell that amount to 2.97% (0.6 points.)
"We continue to see a high volume of homeowners refinancing and taking advantage of these incredibly low mortgage rates," said Shaun Hamman, VP of Residential Lending at American Financial Resources, a National mortgage lender. "Lots of people are choosing to move to a 15 year loan. They're often surprised to see that their payment doesn't go up as much as they might think, and the interest savings are so substantial it can make a huge impact on their overall net worth down the road," he continued.
Below is a sampling of interest rates for a variety of loan programs listed on BurlingtonMortgage.biz on 11/17/2011. Rates are subject to change. Please visit the site to view the criteria used in the survey.
30 Year Mortgage Rates (0 Points)
Loan Depot 3.875% Note Rate, 3.956% APR, $ 1950 Fees in APR
Atlantic Mortgage & Funding – 3.875% Note Rate, 3.875% APR, $ 0 Fees in APR
20 Year Mortgage Rates (0 Points)
Integrity First Financial Group – 3.875% Note Rate, 3.981% APR, $ 1845 Fees in APR
AimLoan.com – 3.625% Note Rate, 3.739% APR, $ 1995 Fees in APR
15 Year Mortgage Rates (0 Points)
National Mortgage Alliance – 3.250% Note Rate, 3.374% APR, $ 1700 Fees in APR
Amerisave Mortgage Corporation – 3.250% Note Rate, 3.395% APR, $ 1995 Fees in APR
30 Year FHA Mortgage Rates (0 Points)
Atlantic Mortgage & Funding – 3.750% Note Rate, 3.751% APR, $ 10 Fees in APR
New American Mortgage – 3.875% Note Rate, 3.933% APR, $ 1395 Fees in APR
About BurlingtonMortgage.biz
BurlingtonMortgage.biz is a website that offers information regarding mortgages and personal finance. BurlingtonMortgage.biz is owned by CMG Equities, LLC based in Wilmington, North Carolina.
For more information, visit http://www.burlingtonmortgage.biz/.
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Filed under News by on Jan 5th, 2012. Comment.
Purchase Dream House
Article by Soli Katir
Once you have a price range and a plan in mind, get your financing pre-approved so that you can bid on your dream house with confidence. Whether you're looking for your dream house or a second home, for yourself or as a vacation rental, this is the time to buy, and New Port Richey is the ideal place. The fee for the site should include the services of a Webmaster (think of this person as being much like a "general contractor" who is building your dream house), keyword researcher, web designer, technician, and website copywriter.
You can use the amount for merging all your debts and paying them off through debt consolidation; buy your dream house or car which you have desired for a long time. Afterwards she (with a big smile) and Etta Jones performed a duet, singing "East of the sun and west of the moon, we're going to build a dream house of love" followed by a standing ovation, even from their fellow musicians. Draw a picture of the dream house.
Many of us have often fantasized about winning the lottery, getting a better job, getting that nice physique, going for that dream luxurious vacation, driving that dream car, even staying in the dream house. Finding your dream house requires patience and persistence. Imagine losing your dream house over $ 5,000.
She died before their dream house there in Puerto Rico was finished. Return to your dream house when you can do so with joy. What is even worse is that you already spent a lot of money in this dream house, you have spent for the home inspection, hiring agent and also for the loan application fees which were non-refundable.
When you do, you can find your dream house that you can afford. You wouldn't expect your dream house to stand for long if it were built on a weak foundation, would you. Draw up your dream house plans.
So, if you want to get your dream house, be sure to check your credit score with all of the different credit score calculators and then approach your bank when you have improved your credit score to the level so that you can get the best interest rates possible. And don't think that modular homes can't live up to that dream house of fantasy. The new spouse after years of begging talks them into buying that dream house on the mountain.
For instance, an interest-only loan may get you into your dream house, but as payments balloon in ten years, you may find it unaffordable. And if your reason for debt management is to own your dream house, imagine what the house will look like. People who are looking for an opportunity to buy a dream house a dream boat and take a dream vacation.
When they finally found the dream house they had always wanted they could not receive a loan due to their poor payment record. With repossessed houses, you don't only spot your dream house in a less expensive way, you also gain access and make profit from the buy and sell business. It would also help if you'd find a picture of your dream house and post it by your computer, where you would be able to see it quite often.
He paints a fantastic mental picture of you obtaining all of your heart's desires, the dream house, the dream car, the dream vacation. This literature describes how directions are important while making your dream house.
Filed under News by on Jan 5th, 2012. Comment.
New York, NYC (PRWEB) December 18, 2011
Originally designed as an alternative for Jewish Singles left with few entertainment options on their single most silent night of the year, The Ball, now in its 17th year, has become a NYC Jewish tradition during the Christmas holiday.
Sponsored by LetMyPeopleGo.com, The Ball in NYC has been the countrys biggest Jewish Singles party 16 years in a row (see videos of The Ball) and more than 4,000 Jewish Singles attend annually. The event is not only the countrys biggest Jewish Singles event but its also the biggest singles event of any kind.
In order to accommodate the overwhelming turnout, The Ball 2011 will take over four major nightclubs simultaneously on Saturday, December 24 (8 pm 4 am): The Gallery at the Dream Downtown Hotel, Hiro, The Park and Marquee. Party-goers will even be provided with a fleet of Hummer and Escalade limousines (each seating 20) to hop from party to party!
An after-party follows the next night, Sunday, December 25, at Ph-D Penthouse at the Dream Downtown Hotel, the "trendiest hotspot in NYC" per NBC New York.
People join us from as far away as Europe or Australia," says party founder Jeff Strank, Christmas Eve has become like New Years Eve for Jewish Singles – the one night of the year when everyone makes plans in advance to get together, go out and meet new people, and catch up with old friends.
"Jewniversal Passes, available at TheBall2011.com ($ 30 in advance; $ 35-$ 40 at the door) admit party-goers to all four hip Manhattan nightspots on Christmas Eve offering a host of entertainment options including 7 DJs, 6 lounges, live performances, high-flying aerialists and an outdoor Garden Party and provide complimentary use of the fleet of limousines for party-hopping. A "Jewniversal Plus Pass" ($ 55) provides admission to the after-party the next night, as well.
On the West Coast, nearly 1000 Jewish partygoers are expected to attend The Ball 2011 in LA at My House (7080 Hollywood Boulevard), "Hollywood's hippest pad." The event runs from 8pm 2am on Saturday, December 24, and is co-sponsored by the LA Guardians, a charitable organization supporting The Guardians of the LA Jewish Home for the Aging.
LetMyPeopleGo.com has organized the nations best-attended Jewish Singles events since 1995. For further information, please contact Jeff Strank at (917) 692-6564.
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Filed under News by on Jan 6th, 2012. Comment.
Ashburn, Virginia (PRWEB) January 09, 2012
Reverb Networks, a developer of intelligent SON solutions designed to provide mobile network operators improved operational and spectral efficiencies, announced today the formation and appointment of four members to its advisory board. The advisory board will provide valuable perspective and counsel to the executive team at Reverb Networks in the areas of wireless network optimization, market trends and operations.
"We are very pleased to bring together these key thought leaders to establish the Reverb Advisory Board. They are all distinguished wireless industry professionals and greatly accomplished in the telecomm industry," said Magnus Friberg, President and Chief Executive Officer at Reverb. "We are honored that they have agreed to serve on our advisory board; the members will bring us strategic guidance to help us further our SON offering and chart the future of our SON technology.
Biography of Bill Clift
Bill has over 36 years of experience in the telecommunications industry. In his 29 years at BellSouth, Bill held various positions in network operations and strategic planning, and served as Regional Vice President for Business Operations in Indiana and president of one of BellSouth Wireless divisions. When Cingular Wireless was formed as a joint venture between BellSouth and the then SBC, Bill was appointed as the Chief Technical Officer for the company. He held this position until his retirement in 2004. Since that time, Bill has held the position of North American Division President for WFI and CEO and President of Optimi, a creator of wireless engineering software products. Bill has served on the Boards of Mitec Telecom, Optimi, Oz Communications and Innopath and on the Wireless Advisory Board for Vantage Point Venture Partners. He currently serves on the Board of Directors for Sionic Mobile and on the Advisory Board for Star Voice.
Biography of Chris Burke
Chris has more than 29 years experience in the telecommunications, IT and technology industries in a career spanning Europe and North America. Chris has held both technical and general management responsibilities in the telecommunications segment with firms such as Bell Northern Research, Nortel, Research in Motion (RIM) and Vodafone. Chris spent 15 years with Bell Northern Research (R&D for Northern Telecom) and Nortel, holding a variety of roles working across North America, Europe and Asia. From 1997 to 2000 Chris was CTO at Energis Communications, as a member of the executive team.. From 2001 to 2004, Chris worked at Vodafone UK, as CTO, responsible for all their technology and product architecture, design, procurement, development, support and operations. After leaving Vodafone in 2004 Chris developed his own investment fund and advisory business, working with Ubiquity Software (chairman and investor), March Networks (Lead independent board director), Oz Communications (board) and, Dialog Semiconductor (board and investor. Presently Chris sits on the public company boards of Dialog Semiconductor (Frankfurt Exchange) and Tranzeo Wireless (LTE and Wifi Infra-structure, Toronto Exchange). Chris also sits on the boards of a number of venture and private equity backed companies.
Biography of Claes Beckman
Professor Claes Beckman, PhD, is a Senior Researcher at the Center for Wireless Systems, Wireless@KTH, in Stockholm, Sweden, which was created under his leadership in 2000. Dr. Beckman was a professor at the University of G
Filed under News by on Jan 9th, 2012. Comment.
Vail, Colorado (PRWEB) December 02, 2011
Residences at The Sebastian – Vail | Vail, CO The winter season is off to a great start, and there's never been a better time to invest in Vail fractional real estate at Residences at The Sebastian – Vail. A Timbers Resorts property, The Sebastian is the hottest new boutique resort in Vail and offers incomparable five-star amenities in a stylish, richly-appointed setting, as well as plenty of enthralling events that are planned for the 2011-2012 winter season.
Both Vail and Beaver Creek resorts are open for the season with a variety of events, as well as world-class ski racing. Vail Mountain opened on Saturday, November 19, with six lifts running and a variety of beginner and intermediate terrain. Beaver Creek opened for the season on Wednesday, November 23, to kick off the holiday season. The Audi Birds of Prey World Cup races are just around the corner, with a three-day stop in Beaver Creek, CO from December 2-4, 2011. Traditionally the only United States stop on the men's World Cup circuit, a lack of snow for scheduled men's and women's races in France has led officials to reschedule races in Beaver Creek from December 6-8 as well. It's sure to be an action-packed and entertaining week for the whole family. Offering a variety of free activities and events for spectators, these exciting events take place just 15 minutes from Residences at the Sebastian – Vail.
In addition to offering a full schedule of winter events, a Vail fractional ownership interest at The Sebastian boasts world-class amenities such as Block 16 Restaurant, Frost Bar, Bloom Spa and Base Camp for premier ski valet service. Residences at The Sebastian sits just steps away from the heart of the Vail Village and is easily accessible from the Eagle County Regional Airport. An eclectic confluence of approachable chic and high mountain comfort, The Sebastians Private Residence Club offers all the benefits of owning a Vail vacation home without the cost or hassle of home ownership. Owners may also trade weeks for stays at Timbers Resorts other locations throughout the world including Cabo San Lucas, Mexico; Napa, CA and Tuscany, Italy. For more details or to schedule a guest visit, please contact an Ownership Representative via phone at 866.371.2582 or request more information online.
About Timbers Resorts:
Since 1999, Timbers Resorts – a developer of small, private, luxury resort properties including private
residence clubs, boutique hotels, and club communities – has established an unrivaled reputation in the real estate industry. Each property in the exclusive portfolio of prestigious developments is located in one of the most sought-after destinations in the world.
Timbers Resorts has taken fractional real estate ownership to a new level of luxury and exclusivity through its benefits program, the Timbers Collection. In addition to reciprocity with other resorts, Owners enjoy benefits with numerous purveyors of travel and the art of living well including Sentient Jet, Backroads, Hertz, Priority Pass and more. For more information, please visit TimbersResorts.com.
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Filed under News by on Jan 9th, 2012. Comment.
Melbourne, Victoria (PRWEB) December 23, 2011
Kogan today unveiled a new 3D series of home entertainment products, making 3D technology affordable for all Australians.
The Kogan 3D TV LED series has everything you've come to know and love from Kogan's award-winning LED TVs, including a built-in PVR to pause, rewind and record live TV, USB input for playing movies and photos, and a stylish chassis housing a crystal clear LED panel.
Kogan 3D Series TVs convert 2D to 3D on the fly, play 3D video games through your Xbox 360 or Playstation 3, and play High Definition 3D content from any 3D enabled device.
Most importantly, Kogan will never make customers pay for features they don't want. The big name brands lump 3D into every TV in an effort to keep prices high. Kogan is driving down prices of LED TVs while offering more choice than ever before.
Ruslan Kogan said the launch starts the 3D LED price wars and brings the option of 3D to the mainstream.
3D has been used by big name brands to continue to charge more than they should for the latest TVs.
We quickly realised that the actual technology in a 3D LED TV that enables this feature is relatively inexpensive, and were entirely transparent about the added costs. Essentially, its just an additional infared receiver that communicates with your 3D glasses to ensure they are in sync.
Other brands will lump 3D into all of their TVs, at Kogan we are giving the customer the option. They can pay $ 70-$ 120 (46 – 55) over our everyday low prices, or have the same technology without 3D, Kogan said.
While Ruslan Kogan has previously voiced opinions about the limitations of 3D TV, more and more Kogan customers have started asking for the option through emails, Facebook posts, tweets, and blog posts. As a result of this, the company last month threw it out to the public, asking if they wanted Kogan to create a 3D TV.
Ruslan Kogan continued:
While the amount of 3D content is still small, feedback from our customers through Facebook, Twitter and the Kogan blog showed that the public are split almost 50/50 on whether they want 3D TV in their home. Todays launch is to ensure we are satisfying the needs and desires of all Kogan customers.
As our business grows, and the price of 3D technology comes down, we're now approaching a position where we can create a TV with the 3D feature for a few dollars more than the cost of one of our existing LED TVs.
The team at Kogan are committed to providing exactly what our customers want. We realise 3D TV is not for everyone, but for those who do want it, we set out to create the best value 3D TV in the world, Kogan said.
The Kogan 3D Series is on sale today using Kogans patent pending LivePrice system.
3D Wi-Fi Blu-ray Player with BD Live – Full HD 1080P
Starting at $ 189
46" Full HD 3D LED* TV with PVR – 3D Series
Starting at $ 899
55" Full HD 3D LED* TV with PVR (Samsung Panel) – 3D Series
Starting at $ 1499
3D Rechargeable Shutter Glasses for your Kogan 3D TV
$ 49
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Filed under News by on Jan 9th, 2012. Comment.
Clifton, NJ (PRWEB) January 11, 2012
The popularity of, and demand for, high quality Himalayan Salt Lamps and related Himalayan Salt products has grown tremendously among those with an interest in natural and holistic health. YourSaltLamps.com has met this demand head on, offering consumers the highest quality Himalayan Salt Lamps and related products at discount prices, along with excellent customer service!
Himalayan Salt, which is found deep within the salt caves of the Himalayan Mountains in Pakistan, contains a blend of 84 minerals and trace elements essential to optimal health, and is one of the most sought after products in the world of holistic health. The rich mineral composition is what gives Himalayan Salt its beautiful reddish-orange colors.
Himalayan Salt naturally releases negative ions into the atmosphere, serving as a corrective balance to the flood of toxins and positive ions that fill the environment we inhabit.
Himalayan Salt Lamps are chunks or artistic carvings of Himalayan Salt that have been drilled out to provide a space for a light source to be introduced. Adding a light bulb inside a Himalayan Salt Lamp warms the salt from within and facilitates the release of negative ions from the Himalayan Salt into the surrounding atmosphere, which in turn helps cleanse the air so that we may breathe a little easier!
There are a number of companies selling Himalayan Salt Lamps and related products, says Jesse Starrick, President of Himalayan Holistic Salts LLC and the owner of YourSaltLamps.com Americas Himalayan Salt Supersite. However, make no mistake: Not all Himalayan Salt products are created equal. YourSaltLamps.com prides itself on offering customers only the highest quality Himalayan Salt Lamps and Himalayan Salt products available.
Since the launch of YourSaltLamps.com a little over a year ago, the company has continually expanded its selection of products. Most recently, the website features several sections where customers can view and purchase special package deals for even bigger savings on these top quality Himalayan Salt products! In addition to providing added savings, the major aim was to help take the guesswork out of what size Salt Lamps customers should purchase to outfit their homes for maximum ionization efficiency.
For example, a customer who lives in a 3 bedroom home would probably find the Himalayan Salt Lamp 3 Bedroom Home Package a perfect fit! With that package, the customer would receive a mixture of different size Himalayan Salt Lamps (5 in total) that would serve to ionize the 3 bedrooms, living room, and kitchen of their residence.
In addition to the vast selection of top notch Himalayan Salt products, YourSaltLamps.com also goes above and beyond to offer customers service that is second to none. All inquiries, whether through the website, via email, or through voicemail on their toll free 800 number, are responded to within 24 hours.
As Jesse likes to point out, Not a week goes by that we dont receive an email from a customer thanking us for our excellent service and the ease with which they can shop on our site. Its a great feeling to know that you are developing relationships with customers who will hopefully remain long-term, loyal patrons of your business and refer other friends and family to you based on their satisfaction with both the high quality of the products and the customer care.
About YourSaltLamps.com:
YourSaltLamps.com is an American owned and operated small business, based in Northern New Jersey, in the United States of America. Its President and Owner, Jesse Starrick, is a 28 year old entrepreneur with a lifelong interest in health, nutrition, and fitness.
Typical customers of YourSaltLamps.com who purchase Himalayan Salt Lamps and Himalayan Salt products include those interested in natural or holistic health remedies and products, spa owners and massage therapists, yoga instructors, bodybuilders and fitness enthusiasts, allergy and asthma sufferers, naturopathic or holistic medicine practitioners, individuals who prefer organic or green (environmentally friendly/beneficial) foods and products, and anyone else looking to improve their overall health and wellness.
Contact:
Jesse Starrick President
Himalayan Holistic Salts LLC
YourSaltLamps.com
marketing(at)yoursaltlamps(dot)com
http://www.YourSaltLamps.com
http://www.facebook.com/himalayanholisticsalts
800-797-5694
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Filed under News by on Jan 12th, 2012. Comment.
(PRWEB) November 18, 2011
For a young livestock showman, bringing home a banner or trophy from the State Fair represents the ultimate goal of a year of hard work and dedication with their 4-H or FFA animal. However in Ohio in 2011, that almost didnt happen.
Farm Credits Southwest Ohio Regional Vice President Mike Westfall told how he learned of the Fairs impending dilemma.
My wife is on one of the State Fair livestock committees, and after one of their meetings, said that all funding for 4-H and FFA awards and premiums at the State Fair had been eliminated, said Westfall. They really didnt know what they were going to do.
Westfall suggested applying for a grant from Farm Credits Greater Support for Rural America program, which provides funds to support agriculture, giving priority to youth and young farmers. He and his wife collaborated with Ohio State Fair General Manager Virgil Strickler to write the request, and a few months later, were notified that Farm Credit would donate $ 21,000. This would cover half the cost of awards and premiums for the beef, swine, chicken, sheep and goat shows, with the remaining half being furnished by other supporters. In all, these shows included 5,000 youth exhibiting 8,000 animals.
Ohio State Fair General Manager Virgil Strickler is a former 4-H and FFA member himself and knows well the importance of those programs to a young persons development. He also recognizes the role of tangible awards in motivating and reinforcing leadership development, work ethic, responsibility, and many other lessons.
In todays economic environment, everyones budget is tight and theres no way we could have funded those awards on our own, he said. We were very fortunate to have Farm Credit and others step forward to help us. Without the awards, it would have really hurt our shows, and we feel its extremely important to keep the agricultural side of the fair going. The families of the young people were also very appreciative.
Westfall, also a former 4-Her, now serves on one of the State Fair livestock committee as well as the Ohio 4-H Foundation Board. He was glad to have been a link in helping to keep a tradition alive.
At Farm Credit, a very large percent of our employees have been in 4-H or FFA and many have children in those programs, so were very aware of their value. There are few things as rewarding as being able to help kids who have worked on their projects all year, he said. We get as much out of it as they do.
Westfall added that helping rural communities is an integral part of Farm Credits mission.
Were here to support both agriculture and rural communities, and 4-H and FFA are an important part of their fabric, he said. Our mission goes beyond just providing financial services. Thats why we have a stewardship programwe use some of our profits to put back into those rural communities we serve.
Earlier this month, Farm Credit announced that the ag lender will also support the program in 2012.
About Farm Credit Services of Mid-America
Farm Credit Services of Mid-America is a $ 17.1 billion financial services cooperative serving over 92,500 farmers, agribusinesses and rural residents in Kentucky, Ohio, Indiana and Tennessee. The association provides loans for all farm and rural living purposes including including real estate, operating loans,equipment loans, and housing loans. FCS also provides an array of financial services, including crop insurance and leases. For more information about Farm Credit, call 1-800-444-FARM or visit them on the web at http://www.e-farmcredit.com.
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Filed under News by on Jan 12th, 2012. Comment.
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